Empowering brokers
to close SME & Commercial
deals faster.
CitoPlus is the digital lodgement platform purpose-built for Australian brokers writing SME & Commercial loans. We pre-fill applications from 15+ leading data providers and our AI document extraction SmartFill feature, surface lender policy and serviceability in real time, and submit straight into the lender.
Trusted across the Australian lending ecosystem













Case Study · Adelaide
How Finance Advisory Co. built a foundation for growth.
Specialist commercial broking firm FinAd, based in Adelaide with a total of 8 staff, faced the challenge of rapidly growing a new brokerage. They needed a better solution than using Word and Excel. CitoPlus replaced both and gave them room to grow.
Read the case study3×
Faster deal preparation
8
Brokers onboarded
100%
Migrated from manual workflow
2weeks
Time saved per submission
01 / The platform
Built around four non-negotiables in SME & Commercial lending.
/01
Speed
means business.
Deals pre-filled from 15+ data sources and AI smart-filled from documents. Less typing. Faster Time to Yes, the moment that turns a lead into a client.
/02
Accuracy
by default.
Data from verified sources removes the typos, re-work loops with lenders, or kill deals at credit. Submit clean the first time.
/03
Quality
every submission.
Customisable credit memos, serviceability analysis and pre-fill of lender forms. Every deal lodged at a consistent, lender-ready standard.
/04
Flexibility
for every deal.
Brokers work their way with an adaptable workflow and experience that flexes by lender, policy and deal type (including live lender policy guidance) that helps you avoid multiple back-and-forths on deals.
02 / How it works
Manual process is where risk & manual admin lives.
We eliminate it.
STEP 01 · COLLECT
Data flows in, to be leveraged and reused.
Backbook management, clone deal features, SmartFill and data sources maximise efficiency and shape your next application.
STEP 02 · STRUCTURE
Assess the deal, not the data entry.
Check deals against lender policies and surface key discussion points early in the process.
STEP 03 · LODGE
Submit straight into the lender.
Credit memos, applications and supporting docs digitally lodged to your lender of choice. No re-keying. Full audit trail.
3.0k+
Registered platform users
Trusted by brokers across all aggregators.
↓ Risk
Of fraud & rework
Verified source data and AI document scanning minimise human error.
1×
Source of truth
One deal, one workspace, unified across every broker in the firm.
∞
Any lender, one process
Lender-agnostic by design. Add or change lenders without changing the broker workflow.
Built for brokers -
designed around the ecosystem they work in.
FOR LENDERS
Cleaner deals.
Faster credit decisions.
Receive structured, validated submissions direct from broker workspaces. End-to-end digital lodgement replaces email-and-PDF with a credit-ready data pipeline.
Lender solutionsFOR BROKERS
Platform that maximises
broker productivity.
From deal creation to lodgement in a single workspace. Pre-fill, policy check, credit memo, and digital submission, built for the way you actually work.
Broker solutionsFOR AGGREGATORS
Faster approvals,
happy clients.
Give your brokers a competitive edge with a platform designed around the Australian lending ecosystem and the data that moves it.
Aggregator solutionsGet started
Ready to close deals faster?
Join hundreds of Australian brokers already using CitoPlus to win more SME & Commercial business.