Backed by ANZ & NAB Ventures · Live with Judo Bank, Thinktank, ING, Pallas Capital, Prospa, TP24, Assuro

Empowering brokers
to close SME & Commercial
deals faster.

CitoPlus is the digital lodgement platform purpose-built for Australian brokers writing SME & Commercial loans. We pre-fill applications from 15+ leading data providers and our AI document extraction SmartFill feature, surface lender policy and serviceability in real time, and submit straight into the lender.

Trusted across the Australian lending ecosystem

ANZ
NAB
Judo Bank
Thinktank
ING
Prospa
Pallas Capital
Assuro
TP24
Connective
Finsure
NMB
Quickli
MFAA

Case Study  ·  Adelaide

How Finance Advisory Co. built a foundation for growth.

Specialist commercial broking firm FinAd, based in Adelaide with a total of 8 staff, faced the challenge of rapidly growing a new brokerage. They needed a better solution than using Word and Excel. CitoPlus replaced both and gave them room to grow.

Read the case study

3×

Faster deal preparation

8

Brokers onboarded

100%

Migrated from manual workflow

2weeks

Time saved per submission

01 / The platform

Built around four non-negotiables in SME & Commercial lending.

/01

Speed

means business.

Deals pre-filled from 15+ data sources and AI smart-filled from documents. Less typing. Faster Time to Yes, the moment that turns a lead into a client.

/02

Accuracy

by default.

Data from verified sources removes the typos, re-work loops with lenders, or kill deals at credit. Submit clean the first time.

/03

Quality

every submission.

Customisable credit memos, serviceability analysis and pre-fill of lender forms. Every deal lodged at a consistent, lender-ready standard.

/04

Flexibility

for every deal.

Brokers work their way with an adaptable workflow and experience that flexes by lender, policy and deal type (including live lender policy guidance) that helps you avoid multiple back-and-forths on deals.

02 / How it works

Manual process is where risk & manual admin lives.
We eliminate it.

STEP 01 · COLLECT

Data flows in, to be leveraged and reused.

Backbook management, clone deal features, SmartFill and data sources maximise efficiency and shape your next application.

STEP 02 · STRUCTURE

Assess the deal, not the data entry.

Check deals against lender policies and surface key discussion points early in the process.

STEP 03 · LODGE

Submit straight into the lender.

Credit memos, applications and supporting docs digitally lodged to your lender of choice. No re-keying. Full audit trail.

3.0k+

Registered platform users

Trusted by brokers across all aggregators.

Risk

Of fraud & rework

Verified source data and AI document scanning minimise human error.

1×

Source of truth

One deal, one workspace, unified across every broker in the firm.

Any lender, one process

Lender-agnostic by design. Add or change lenders without changing the broker workflow.

Built for brokers -
designed around the ecosystem they work in.

FOR LENDERS

Cleaner deals.

Faster credit decisions.

Receive structured, validated submissions direct from broker workspaces. End-to-end digital lodgement replaces email-and-PDF with a credit-ready data pipeline.

Lender solutions

FOR BROKERS

Platform that maximises

broker productivity.

From deal creation to lodgement in a single workspace. Pre-fill, policy check, credit memo, and digital submission, built for the way you actually work.

Broker solutions

FOR AGGREGATORS

Faster approvals,

happy clients.

Give your brokers a competitive edge with a platform designed around the Australian lending ecosystem and the data that moves it.

Aggregator solutions

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Ready to close deals faster?

Join hundreds of Australian brokers already using CitoPlus to win more SME & Commercial business.